Fees and Disclosures

We sell no products and earn our fee directly from you. We charge a flat fee for the scope of work you contract with us to perform. We have two programs that are ongoing:

Classic Financial Planning, that includes investment management, is charged a quarterly flat fee in arrears that can be deducted from your account or paid directly. Because ACP believes all adults should have access to competent, ethical planning advice, we have a very reasonable monthly subscription program for people just getting started to organize their finances or have a less complex situation.

ONGOING PROGRAMS:

CLASSIC FINANCIAL PLANNING (includes investment management)

We are pleased to use the passive, low cost Dimensional (DFA) funds in addition to others that are reputable and transparent and employ the best strategies that protect your principal, grow your investments, consider your charitable desires, within the context of your lifestyle spending.

First $1,000,000 in net worth	$5,000
Over $1,000,000 up to $10,000,000 in net worth	$10,000 to $22,000
$10,000,000 and up in net worth	$25,000 and up

ACP TOTAL ACCESS PLANNING

This incredible value offers low cost real access to professional planning for those with less complex situations on a flat fee basis. Here’s what you’ll receive:

• Initially two hours of planning time with a senior planner and CFP® including initial investment recommendations
• Another 30 minute call with your senior planner every quarter
• Your personal “items to discuss next” file box which includes the option of just-in-time access to your senior planner if you need to discuss any issue in advance of and in place of the quarterly call.
• Access to our state of the art planning software so you can update your planning as often as you'd like after the initial plan is in place.
• Access to our monthly webcasts between Bonnie A. Hughes, CFP®and financial or other experts
• Access to Bonnie’s researched, in-depth, and original articles on essential financial planning topics on her private blog
• Access to ACP's monthly newsletter

Cost:

• Initial set up fee: $1,200
• Monthly subscription: $99/month (minimum subscription is 1 year)

Online Payment Service

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Disclosure:

All written content on this site is for information purposes only. Opinions expressed herein are solely those of American Capital Planning, LLC, (“ACP”). Material presented is believed to be from reliable sources and we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior to implementation. ACPC is a registered investment advisory firm in the state of Virginia. The authors, publisher, and host are not providing legal, accounting or specific advice concerning your situation. The presence of this web site on the Internet shall in no direct or indirect way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any state other than the state of Virginia. (Registered Investment Advisors are legally empowered to provide investment advisory services only to residents of the states in which they are licensed.) Links to other sites endorsing any particular investment should not be construed to be a recommendation of that investment by ACP.

For information pertaining to the registration status of ACP, please contact the United States Securities and Exchange Commission on their web site at www.adviserinfo.sec.gov.